Beware this insurance loophole!

British Summer Time is upon us, and all over the UK people are sprucing up their herbaceous borders and shelling out for new gardening equipment.
Unfortunately, this green-fingered activity triggers a flowering of criminal activity, too. According to research by Halifax Home Insurance, garden theft increases by 63% during the summer months.
And we're not talking about a couple of plastic plant pots, here; a study by Saga found that the average cost of replacing items stolen from gardens is £378 - almost as much as the average damage costs from floods (£391).
In total, the average contents of the average garden are worth an enormous £1,237.* Despite this, more than half of us have never checked whether our home insurance actually covers the contents of our garden.

(Reproduced from lovemoney.com)

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